Merchant Services

Nonprofit Credit Card Processing 

Nonprofit Credit Card Processing offers nonprofit organizations of all sizes, access to a safe and reliable way to increase sales while meeting the diverse needs of today’s consumer base. NCCP is connected to many of the top processing platforms in the payment processing industry, making it possible for us to evaluate, assess, and find the most competitive rates and fees on behalf of the nonprofits we serve.  

Electronic Gift Cards 

Gift cards are powerful and cost-efficient, promotional tools that organizations can use to build brand awareness while increasing sales and donations. Gift cards look and act like credit cards, but they have the organization’s name and logo on them.  Customers, donors and supporters purchase a gift card in any denomination they wish for use at a later date, or to give as gifts to family and friends. 

Merchant Cash Advances 

Our Merchant Cash Advance service (MCA) offers your nonprofit organization access to a short term and cost-effective source of working capital that can be used to: purchase new equipment, restock inventory, payoff existing debt, cushion against slow periods, expand or renovate, enhance marketing, etc. An MCA will prepay your organization their future credit card receivables in one lump sum. In return, your organization agrees to allow the MCA provider to deduct a small portion from daily deposits until the agreed upon payback amount is paid in full.

  

Small Business Loans for Nonprofit Organizations

For many nonprofit organizations, getting a traditional bank loan isn’t always the best solution because this undertaking often involves a lengthy application process, minimum FICO scores and asset collateral requirements. However, Charity Credit Cards offers a short term and cost-effective answer to your immediate need. You can use the loan for things like purchasing new equipment, restocking inventory, paying off existing debt, cushioning against slow periods, to expand or renovate, or enhance marketing, etc. Unlike a Merchant Cash Advance, the loan amount a nonprofit can qualify for is based on your organization's total gross income and cash flow instead of being based solely on credit card sales. The perks of our small business loan include:

• a streamlined application process with minimal paperwork
• simple and affordable repayment terms
• high approval rates
• easy renewal terms
• immediate funding

Payroll Processing   

The payroll process is an important process for any nonprofit organization. Adhering to ever-changing state and federal tax code requirements is a necessity, which is why many organizations find it advantageous to outsource their payroll needs to industry experts.  Charity Credit Cards’ full-service payroll processing solution offers nonprofits the following benefits:

• timely and efficient processing of all payroll functions
• ongoing access to an American Payroll Association Certified Payroll Specialist
• access to a fully integrated HR Support Center that offers unlimited and personalized HR support from experienced HR professionals
• access to a fully integrated time and attendance program